- Residential Mortgages
- Commercial Property Finance
- Buy to Let Mortgages
- Bridging Finance
- Property Portfolio Investment Funding
Do you want to know the value of your property?
Securing the right finance, from the right lender, on the right terms is crucial to a successful property transaction.
Whether you’re buying your first home, expanding your investment portfolio, or funding a commercial development, our carefully chosen panel of partners offer a full range of property finance solutions tailored to your needs.
By working with a panel of independent financial experts, we ensure that every client receives the best possible mortgage or funding solution, all the while keeping the process seamless and efficient through remaining your principal point of contact and co-ordinator of all stakeholders.
Navigating the world of property finance can be complex, with a range of products and options available. Our goal is to simplify the process and ensure you are matched with the right financial product and adviser for your circumstances and for the transaction. From traditional mortgages to more specialist funding solutions, we have the expertise to guide you every step of the way.
Our panel can help with guidance on both repayment and interest-only mortgages. Whether you’re looking for a short-term solution or a long-term plan, we work with our partners to ensure that you understand the implications of each option, helping you make informed decisions about your home purchase.
For those looking to invest in rental properties, our specialist panel provides access to a wide range of buy-to-let mortgages. Our partners will help you understand how these products differ from standard residential mortgages, considering factors such as rental income, interest rates, and repayment terms to maximise your investment returns.
Whether you are an experienced investor or entering the commercial market for the first time, our commercial funding panel has been designed to support property development, acquisitions, or portfolio expansion. Working with our panel of experts, we can help you secure competitive terms tailored to your specific commercial goals.
Sometimes speed is essential in property transactions, and bridging finance can provide a short-term funding solution to bridge the gap between selling and buying, or when a quick investment opportunity arises. We work with our panel firms to help you secure the right bridging loan to keep your project moving, offering flexibility until longer-term finance is arranged.
By working with Simpson & Marwick, you benefit from a joined-up, fully integrated property and finance service. We don’t just help you find the right property—we help you secure the funding that makes the purchase possible. Here’s why our clients prefer using our complete service:
We work with a carefully selected panel of independent mortgage advisors and financial experts. This means you get impartial advice, tailored to your specific financial circumstances and property goals. Whether you need the best mortgage rate, flexible lending terms, or quick-access bridging finance, our experts will find the perfect solution.
When you work with us for both your property purchase and finance, you save time and effort. Our team is in constant communication with your mortgage advisors or brokers, ensuring that every aspect of your purchase and financing is handled efficiently. This joined-up approach means fewer delays, fewer miscommunications, and a smoother overall experience for you. We can also present you to sellers as a more attractive buyer, which is key in competitive buying situations.
Our panel firms have established relationships with leading lenders and financial institutions across the UK. This allows them to negotiate competitive rates and terms for your mortgage or funding solution, ensuring that you receive the most favourable deal possible.
From your initial consultation to the completion of your purchase, the Simpson & Marwick team supports you every step of the way. We liaise with lenders, solicitors, and any other necessary professionals, so you can focus on finding the perfect property, while we take care of the rest.
Whether you need a mortgage, commercial funding, or bridging finance, we start with an initial consultation to understand your financial situation and property objectives.
Based on your needs, we work with our panel of independent experts to explore the best financing options available to you.
Staying in contact with you.
We don’t charge any fees.
Mortgage brokers get paid a fee by the lender upon completion of a mortgage. Most of these brokers will then also charge a fee on top. This fee typically ranges from £300 to £500 per client, with some brokers charging as much as £1,250.
Our panel of brokers and IFA don’t typically charge for standard mortgage cases.
When it comes to commercial or complex property finance or if the standard transaction becomes very complex there will usually be a charge – but we require our panel to inform you of this in good time and to get your agreement to charge a fee.
Few things in life are more stressful than buying a home.
Our panel of mortgage advisors will help find you the right solution by comparing your current lender’s terms against the entire market, so you have peace of mind that staying or moving your mortgage is the right option.
Their in-depth knowledge of every lender’s products and preferences means that they know what’s available to you to help you with your first move, so when you are presented with a mortgage solution, you can be confident it’s the right one.
With interest rates at an historic low, it makes little sense to stay on the lender’s standard variable rate when your current deal expires. There are so many options, both with your current lender and the rest of the mortgage market.
Our panel of financial advisers are able to access the entire market and come up with the best deal that meets your current and future needs. If you are re-mortgaging for a more competitive rate or releasing equity to purchase another property, you can be confident that they will have a solution to meet your needs.
Our panel of advisers will complete all of the relevant paperwork for you, working with solicitors, lenders and surveyors throughout the process to ensure your re-mortgage goes as smoothly as possible’
Buying your first home is exciting but it can also be daunting. Your home is likely to be the biggest asset and almost certainly the biggest financial commitment you ever make.
Our property team works closely with our panel of mortgage advisers and will be with you at every step of the property buying journey. The mortgage adviser will calculate how much you can borrow, how much everything will cost, and talk you through the entire process from start to finish.
We want the process to be simple, so you choose how and when you want them to deal with you. We are also here, whenever you need us.
Buy to Let investors have been enjoying the current strong market conditions that we are seeing with significant capital appreciation and strong rental income.
Our panel of BTL mortgage and commercial finance brokers know the buy to let market is complex, with many variables to consider, from loan to value, rental stress tests, and portfolio lending.
Our panel of financial advisers are all ‘whole of market’, which ensures that our cleints have access exclusive rates and deals that you won’t find anywhere else, including the lowest deposit 80% LTV buy to let mortgages available.
Contact us today for a private consultation with one of our team and let us help you finance your next property transaction.
